Correct My Credit Report
*NEW* Get Your Free Annual Credit Report online utilizing your rights under the new FCRA and FACT Act
or by calling 877-322-8228 to order 1, 2 or all 3 Credit Bureaus.
www.annualcreditreport.com
 
Free Annual Credit Report Request Form
Print and mail to: P.O. Box 105281, Atlanta, GA 30348-5281
 
OptOut Prescreen from Credit Bureaus
or You may opt-out with the nationwide credit bureaus at 888-5-OPTOUT (888-567-8688)
 
Prescreened Offers of Credit and Insurance - FTC
 
Privacy Rights: Prescreened Credit and Insurance Offers
 
Credit Bureaus Share Your Loan Application - NEWS
 
National Do Not Call Registry
 
FTC - Q and A: The National Do Not Call Registry
 
*Credit Education Center: Improving your FICO® credit score - myFICO
 
Understanding your FICO Score - myFICO
 
myFICO - Credit Education and Scoring by Fair, Isaac and Company
 
myFICO - FICO Credit Scoring by Fair, Isaac and Company

myFICO - Ask myFICO Credit Q&A

myFICO - Credit Inquiries emphasis

*myFICO - Educational Videos
 
FICO Credit Score Estimator - myFICO
 
*NEW* Vantagescore The three national credit bureaus Single Credit Score System
 
FEDERAL TRADE COMMISSION (FTC CREDIT sites):
 
The FTC's Web site on Credit
 
*NEW 2/2010* Free Credit Reports Rule To Help Consumers - FTC

Free Annual File Disclosures; Final Rule AMENDMENTS TO RULE TO PREVENT DECEPTIVE MARKETING OF CREDIT REPORTS AND TO ENSURE ACCESS TO FREE ANNUAL FILE DISCLOSURES16 CFR Part 610

*NEWS 3/9/2010* LifeLock Will Pay $12 Million to Settle Charges by the FTC

*NEW* A Summary of Your Rights Under the Fair Credit Reporting Act
 
Credit Repair: How to Help Yourself - FTC
 
How do I dispute errors on my National Credit Report - FTC

Building a Better Credit Report - FTC

*Getting Credit: What You Need to Know About Credit - FTC

What is Credit Scoring and why is it used - FTC
 
Fair Debt Collection, Facts for Consumers - FTC

Fair Credit Billing: Facts for Consumers - FTC

Need Credit or Insurance? Your Credit Score Helps Determine What You'll Pay

Raise your credit score to 740 - MSN Money
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PROTECCIÓN DE LOS CONSUMIDORES lotes de cómo la información versiones en español

UNITED STATES TRUSTEE PROGRAM: Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
 
New Bankruptcy Law Tightens Rules
 
List of Credit Counseling Agencies Approved by State

CONTACT THE NATIONAL CREDIT BUREAUS and OTHER RESOURCES:

Equifax

CSC CREDIT SERVICES: DISPUTE ONLINE
 
Experian

Trans Union

*Welcome to the credit reporting industry's first online consumer credit advice column, Ask Max.

-Risk Scores: "Many models, many scales and meaningless numbers"
Declined for credit, FREE report and Dispute online your Experian report  

QUIZ: Should you file for Bankruptcy?
 
Short Sales vs Foreclosures:









*Making Home Affordable Program - makinghomeaffordable.gov

*NEWS 4/2010: HAFA short sale rules may help sellers

Credit Card Accountability Responsibility and Disclosure Act Public Law 111-24

What financial reform means to you - MSN Money

Dodd-Frank Wall Street Reform and Consumer Protection Act
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**Fraud : Identity Theft Site - FTC

**NEW** Identity Theft Victims Statement of Rights -FTC

Resolving Specific Identity Theft Problems - FTC
 
FTC Announces ID Theft Affidavit

*Defend: Take Action Immediately (What are the steps I should take if I'm a victim of identity theft?) - FTC

*Tools for Victims of Fraud Id Theft - FTC

*ID Theft, Privacy, & Security - FTC

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Trans Union Personal Security Freeze - Freezing Your Credit
Trans Union Security Freeze Fees

Experian Security Freeze
Experian Security Freeze: State specific details

Equifax Placing a Security Freeze on Your Credit Report
Equifax Security Freeze Fees


The fundamentals behind a short sale, why lenders accept short sale purchase offers, tax consequences to short sale sellers and benefits to sellers and buyers to negotiate short sales. How short sales affect seller's credit.
All about foreclosures, the risks and the profits. Whether you're an investor or first-time home buyer, foreclosures can be a great deal, but not without substantial risk and work. Here's how to protect yourself as a buyer or seller.